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As you study, taking practice tests along the way can help you track your progress and reinforce what you've learned. The real estate exam is designed to measure a candidate's knowledge of the fundamental topics necessary for a real estate professional.

In many states, the exam is divided between a national portion dealing with topics that are consistent throughout the United States and a state portion dealing with regulations and practices that are state-specific.

Each real estate exam applies to licensure in one specific state, and topics will vary somewhat between the agent or salesperson exam and the broker exam.

To view the exact requirements for your state, consult your state's real estate licensing board. This chart gives a sample of topics you can expect to find on a real estate exam.

PSI is the test provider for the real estate exams for 37 states. The PSI real estate exams can be taken at any one of their computer testing centers located around the country.

States that use PSI to administer their real estate exams include:. Pearson VUE is the test provider for real estate exams for 13 states.

Pearson VUE has computer testing centers around the country where the exams are administered. States that administer real estate exams through Pearson VUE are:.

The first step on your real estate journey is to earn a real estate salesperson license. Each state has their own version of the real estate salesperson exam, consisting of both national and state-specific topics.

Examples of topics included on the salesperson exam are:. After you've earned your real estate salesperson license, you can choose to pursue a real estate broker license as well.

Requirements for a broker license include experience as a salesperson, additional coursework, and a real estate broker exam. Each state has their own broker exam that includes national and state-specific content.

Topics can include:. Because real estate licensure is granted on a state-by-state basis, each state has developed their own real estate exams.

Each state has requirements both for becoming a real estate salesperson or agent and for becoming a real estate broker. It is important to know your state's requirements.

The following are the details for several state exams including Florida, California, Texas, Michigan, Georgia, and Virginia. State-specific guides for even more states can be found using our list of real estate courses.

The Florida real estate exams for salesperson and broker licensure are computer-based tests administered by Pearson VUE. California has real estate exams for both salesperson and broker licensure.

In some areas, the exam is computer-based, while in other areas of the state the exam may be given on paper. In Texas, the real estate salesperson and real estate broker exams are computer-based exams administered by Pearson VUE.

Georgia's real estate exams for salesperson and for broker each consist of a national portion and a state-specific portion.

Michigan's salesperson and broker real estate exams are computer-based and consists of both a national portion and a state-specific portion.

The topics covered by the state-specific portion of the Michigan salesperson and broker exams include:. In Virginia, there are real estate exams for salesperson and for broker.

Each exam consists of both a state-specific and national portion. Each state has their own real estate license requirements; therefore, each state determines the passing score for their exams.

The following table provides some examples of specific state scoring requirements; consult your state's real estate authority to find out the passing score in your area.

Passing a real estate exam is a requirement that all prospective real estate agents and brokers must face before beginning their real estate career.

Candidates can prepare for the real estate exams by learning the required subjects in the exam, answering real estate exam questions, and creating a study plan to focus on areas requiring improvement.

It is important for examinees to ensure that they start their preparation with ample time to feel confident on test day.

In order to get your real estate license, you'll need to take your state's pre-licensing course. After that, you'll need to sit for the real estate exam, so it's important to make the most of your study time.

Find a list of topics included on your exam using information from your pre-licensing course or your state's regulatory board. Determine the format of the exam including test administration, length, and question types.

Take a practice exam to gain a clearer idea of what is on the test and identify areas where you'll need extra review. Real estate study guides based on official content guides.

Practice tests to review what you've learned. Plan your time , allotting days and times for study and assigning topics to each study session.

Create study aids to help you memorize important information. Flashcards, mnemonics, acronyms, visualizations, rhymes, and even songs can help you retain key material.

Work with a partner to study, discuss key topics, and share insight into test material. Practice strategies for answering multiple-choice questions and any other question types that will be on your exam.

Know what to expect on testing day — what to bring, what to leave home, etc. When you finally reach the day of your exam, what can you do to make sure everything goes smoothly?

What should you bring with you to the testing center? Follow these real estate exam day tips:. The exact details of the registration process are dependent on your state, so check with your state's regulatory board before registering.

You may be required by your state to submit your license application before registering for your exam. In addition,. The pass rate for the real estate exam varies across states and from year to year.

States are required to provide disability accommodations for their real estate exams. The exact procedure to set up these accommodations will vary by state.

It is typical for accommodation requests to take about six weeks to process, so best practice is to submit your request more than six weeks in advance of your scheduled exam date.

A real estate agent or salesperson is an individual licensed to sell and rent real estate. The real estate agent usually works for a broker or brokerage agency.

A real estate broker acts in a management or ownership capacity, such as owning a brokerage or managing other real estate agents.

An individual must earn a real estate agent license and practice as a real estate agent for one to three years, depending on the state, before pursuing further coursework and taking an additional exam to earn a broker license.

Each state has a regulatory board that establishes the state's requirements for real estate licensure. All real estate agents are required to complete pre-licensure coursework, take an exam, and complete an application.

Additional real estate agent requirements vary by state. Classes needed to become a real estate agent are determined by your state's regulatory board.

However, expect the coursework to include topics such as real estate terminology and laws, financing, appraisal, title transfer, ethics, and environmental issues.

State requirements for real estate agent preparation vary, but all states require candidates to be 18 or 19 years old before applying for a real estate license.

Candidates must meet their state's coursework requirements, which can range from 40 hours to hours or more. Any party bringing an action for breach of contract must provide evidence that an offer was made, that it was accepted and that both parties offered consideration.

The terms "mutuality", or "mutual consent" are synonymous with offer and acceptance. Although signatures are required on all contracts for the sale and purchase of real estate according to the statute of frauds, they are not required on all real estate contracts.

An exception to the statute of frauds requirement is leases for a period of one year or less. If the scope of authority of a real estate broker is limited to just producing a buyer, the broker does not have the authority to collect an earnest deposit on behalf of the seller.

When an agent does collect a deposit in this case, the agent is acting as agent for the buyer offeror and not the seller.

A deed is personal property, even though it is proof of ownership of real property. Personal property is movable property.

Since a deed is movable, it is considered personal property. Severance is the act of removing or cutting off a part of the real property that is attached to the land.

Since the lender is foreclosing on the real property, and the fixtures are considered real property, the lender is entitled to receive the home with all of the fixtures intact.

Removal of the fixtures from the home in the manner described in the scenario is a tort violation against the lender, and is subject to civil action, although in most cases it is not financially prudent for the lender to pursue such action because the litigation costs can be greater than the lenders financial loss from the damages.

A waterfront owner does not own the water, and does not own the land under the water. The landowner simply owns a right to access to the water.

In states where water is scarce, a form of prior appropriation applies. Also known as first in time is first in right, the doctrine grants water rights to divert a specific amount of water from a specific source to irrigate a specific piece of property.

Those rights are then assigned a priority based on when the right was first used or applied for. In periods of peak demand, the person or entity whose claim is the oldest is given the first right to the water.

Although the living arrangements and the structure of the buildings might look similar, the only thing a lessee of an apartment and the owner of a condominium have in common is that they each have an estate in real property.

A condo owner has a fee interest which is a freehold estate. The lessee has a less-than-freehold estate.

Depending on how the condo owner holds title, his estate might also be an estate of inheritance. Estates that can be "defeated" are called fee simple defeasible estates.

Evan and Camelia's agent acted correctly when she warned them about the consequences of non-compliance before they signed the contract.

Severalty ownership is ownership by a single person. There is only one person or entity's name on the deed. There is no right of survivorship with a severalty ownership, because a person with right of survivorship must be named on the deed.

For a survivor of a severalty owner to obtain title upon the death of the severalty owner, the severalty owner must devise the property to the survivor in a will.

A conveyance to two or more persons is presumed to create a tenancy in common unless a contrary intention is shown. The prospective purchase of the property by a person related to the licensee by blood or marriage must be disclosed to all parties to the transaction.

In this case, the listing broker and the listing salesperson are not parties to the lease option transaction. Failure to make this disclosure would be considered a violation of the agent's duty to disclose all material facts.

Abatement of a nuisance means the elimination, whether by the party injured, or through suit instituted by him, of that which endangers life or health, or interferes with the use and enjoyment of the property.

The law allows an injured party to remove or destroy the nuisance personally, providing he does so without unnecessary destruction or breach of the peace.

Although abatement must be done in an environmentally friendly manner, no special court order is necessary before abatement can ensue.

The metes and bounds method of legal description is the primary method of legal description in many states. In states where it is not the primary system, it is used to supplement the prevailing description method.

Typically the metes and bounds system uses physical features of the property called monuments , to identify aspects of the topography; and it uses directions and distances, to define the boundaries of the parcel.

The description is written in a running prose style, and works around the parcel in sequence from a point of beginning.

It may include references to other adjoining parcels and their owners , and it, in turn, could also be referred to in later surveys. At the time the description is compiled, it may have been marked on the ground with man-made monuments placed where there were no suitable natural monuments.

The baseline is the starting point of latitude for all sectioned land within a given survey area. It divides the survey area into the north half and the south half.

The baseline is perpendicular to a principal meridian; and the point at which the two lines intersect is called the initial point. Many communities in the United States have roads that run along survey baselines; these roads not coincidentally are named "Baseline Road".

The concentric ring model basically consists of zoning classifications in circles, with the central business district in the center.

The next circle is the transition zone of mixed residential and commercial uses. Next is the inner city zone or inner suburbs.

The better quality middle class homes surround the inner city; and the outermost circle is called the commuter zone.

The multiple nuclei model of land development creates other nodes or nuclei in the city in addition to the CBD; thus the name multiple nuclei model.

The model originated from the idea that people have greater movement due to increased car ownership. This increase of movement allows for the specialization of regional centers or zoning classifications.

The work of Housing Plus, Inc. Infill typically refers to improvements built on underdeveloped land or in between existing improvements.

Infill development, as it pertains to residential properties, is frequently referred to as either housing infill e. Test-Taking Tip: Urban infill development aka "land recycling" is a term used to describe redevelopment of blighted city areas through either construction on vacant land or reconstruction of obsolete improvements.

Greenfield development is growth on the periphery of an established subdivision that develops land previously dedicated to open space or agriculture.

C is incorrect. Brownfield development is redevelopment on a site previously polluted by a prior, usually industrial, use.

Commercial development typically refers to real estate developed specifically to produce income e. The exemption requires that the property must be the seller's primary residence for two of the last five years.

Depreciation cannot be taken on a personal residence. It can be taken only for investment property. The adjusted basis would be cost plus capital improvements.

However, for investment property, the adjusted basis would be cost plus improvements minus depreciation. Section of the United States Internal Revenue Code states that realized gain from real estate will not be recognized at the time of the exchange.

The exchange aka " like-kind exchange" allows owners of business or investment real property to defer capital gains taxes on the properties being exchanged.

This is a tax deferral, not a tax foregiveness: The capital gains taxes owed will typically be due when the new property is sold.

A like-kind exchange is real property used for business, trade, or investment purposes. The exchange of an office building for an apartment building falls within this category.

B is incorrect for two reasons. First, both properties are the same size i. Secondly, boot is owed, not if one property is smaller than the other, but if one property is less valuable than the other.

The test question stated that both properties have the same value and are not encumbered. Therefore, no boot will be owed.

Test-Taking Tip: "Boot" is what the owner of the less valuable property pays the owner of the more valuable property in order to make the exchange even.

Boot is taxable to the person receiving it, and in the year received. A personal residence cannot be used in a tax-deferred exchange, no matter how high its market value.

The Sherman Anti-Trust Act prohibits price fixing. Therefore, a state real estate law that sets the maximum commission that a broker may charge for the sale of residential property would be against public policy.

All real estate listing commissions must be negotiable between seller and the listing broker, so the commission rate is determined by the broker's contract with his principal.

The essence of the anti-trust laws is that businesses cannot agree to restrain trade. Any statement or agreement that limits consumer choice could be construed as an anti-trust violation.

If two separate brokerages agree to divide a market along geographic lines, this is a violation. However, within a brokerage, it is acceptable for a brokerage to assign specific agents to certain geographic areas.

This is legal, because the agents within a brokerage are not competitors. They are working on behalf of the brokerage. An estate for years is an estate with a definite commencement date and a definite termination date.

An estate for years does not have to be literally for years; it can be of a duration that is less than one year, such as a six-month lease.

Estates for years with a duration of one year or more must be in writing to be enforceable; but estates for years with a duration of less than one year do not need to be in writing to be enforceable.

A periodic tenancy has no definite termination date. It continues from period to period until one of the parties gives notice of termination; and automatically renews at the end of the lease term for the same lease term.

For instance, a month-to-month lease automatically renews at the end of the month; and the renewed lease term is one month.

Most states provide that the party giving notice must do so no less than a certain amount of days before the end of the lease term to prevent auto-renewal.

A statement of purpose in any form or research documentation simply states the reasons for the research; and the type of research conducted.

It tells the lender what type of property is being appraised, as well as provides insight as to the purpose of the borrower.

For instance, if a single family residence is being sold to a borrower who will use the property for investment purposes, the appraiser will likely use the income approach to value, and the structure of the loan package is based partly on the borrower's purpose.

On the other hand, if the same single family residence is being purchased by a borrower who plans to use the home for a primary residence, the appraiser will likely use the sales comparison approach, and the loan package is customized to that borrower's purpose.

The listing price set by the owner usually sets the upper limit of market value under normal market conditions. A prospective buyer's first offer usually sets the lower limit.

In some cases, sellers have overinflated expectations about the market value of their home, and want a list price that is way above market value.

There are brokers who will sign such an over-priced listing, but such an act is not generally in the broker's best interest because the property is not likely to sell; and a listing is a liability for the broker until it sells.

Statement 1 describes the arrangement for title theory states. Statement 2 describes the arrangement for lien theory states. In lien theory states, the buyer owns the property and has all real property rights therein; and the lender has a lien.

In title theory states, the borrower hypothecates to the lender. It is the lender that holds actual title during the term of the loan. Loan interest is part of the loan payment.

The others types of payments are held by the lender in a reserve account called impounds. The lender pays these bills to the various providers as they become due.

Per federal law, a reverse mortgage is only available to home owners who are years-old or older, and who have substantial equity in their homes.

Specific events include, for example, the death of the borrower, the borrower going to live in an assisted living facility, or the property being sold.

Because there is no repayment until one of these events occur, unpaid interest is added to the principal and the loan debt grows i.

Here, because Catherine Abioye is only years-old, she is too young for a reverse mortgage. Provided she qualifies in other ways, however, she will be considered a non-borrowing spouse and the reverse mortgage loan amount available to the Abiuoyes will be based upon her age.

Senior housing is unrelated to reverse mortgage, age-related loan limits. Note: There are two types of senior housing recognized under federal law.

Certain caregivers and maintenance staff are excepted from this rule. Under the federal Equal Credit Opportunity Act, it is unlawful to discriminate against a legally and mentally competent credit applicant on the basis of age.

Here, however Catherine Abioye is not a credit applicant because she is too young, per federal rules, to apply for a reverse mortgage.

Per federal law, reverse mortgage borrowers must be years-old or older. A younger, non-borrowing spouse will lower the loan maximum available to borrow.

The service instance cannot operate while its connection to the database is unavailable. If the command fails, the following errors can be returned.

PermissionDenied You do not have permission to execute this command. ConfigurationLoggingError The operation could not be performed because of a configuration logging error.

CommunicationError There was a problem communicating with the remote service. ExceptionThrown An unexpected error occurred. For more details, see the Windows event logs on the controller or the XenDesktop logs.

Integrated Windows authentication is required.

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